Indian Bank Rates

Real-time Interest Rate Comparison

Latest Bank Deposit Interest Rates
LIVE

Indian Bank
Interest Rates

Compare fixed deposit interest rates from 38+ Indian banks and financial institutions. Find the best FD rates, special offers for senior citizens, and make informed investment decisions with our comprehensive real-time comparison platform.

38+
Banks Covered
All major Indian banks & institutions
Real-time
Rate Updates
Direct from official bank websites
11
Tenure Options
From 7 days to 10 years
Trusted by 10,000+ users
100% Secure & Free
Updated Daily

RBI Rates June 2025

Reserve Bank of India Official Rates

Updated: June 2025
Policy
Repo Rate
5.50%
Policy
Reverse Repo
3.35%
Policy
Bank Rate
5.75%
Reserve
CRR
4.00%
Reserve
SLR
18.00%
Lending
Base Rate
9.10-10.40%
Lending
MCLR
8.15-8.25%
Deposit
Savings Rate
2.70-2.75%
• Repo: 5.50%• CRR: 4.00%• SLR: 18.00%• Base Rate: 9.10-10.40%
Total Banks
38

Across all categories

Highest Rate
9.00%

Maximum available

Average Rate
5.71%

Market average

Last Updated
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FD & RD Calculator

Calculate returns on Fixed Deposits and Recurring Deposits

FD Calculator Inputs
Rate Comparison

Annual Rate: Stated interest rate by bank
Effective Rate: Actual return considering compounding frequency

Formula Used

A = P(1 + r/n)^(nt)
Where: P=Principal, r=Rate, n=Compounding frequency, t=Time

FD Calculation Results
Calculator Features & Assumptions

Fixed Deposit Features:

  • • Supports multiple compounding frequencies
  • • Accurate compound interest calculation
  • • Effective annual rate computation
  • • Flexible tenure (years + months)
  • • Real-time calculation updates

Recurring Deposit Features:

  • • Monthly compounding assumed
  • • Precise RD maturity calculation
  • • Total deposits vs returns analysis
  • • Growth percentage calculation
  • • Comparison with FD returns

Note: These calculations are for illustrative purposes only. Actual returns may vary based on bank policies, tax implications, and market conditions. Please consult with your bank for exact terms and conditions.

Forex Rate Calculator

Real-time currency conversion for top 20 world currencies

Currency Converter
Conversion Result
1,000.00 $
0.00 ₹
1 USD = 0.0000 INR
Exchange Rate:
1 USD = 0.0000 INR
Reverse Rate:
1 INR = Infinity USD
Quick Conversions
USD 100 = 0.00 ₹
USD 1000 = 0.00 ₹
Important Information

Data Source: Exchange rates are provided by ExchangeRate-API and are updated in real-time.

Accuracy: Rates shown are for informational purposes only. Actual rates may vary depending on your bank or exchange service.

Usage: For live trading or financial decisions, please consult with your financial institution for the most current rates.

Update Frequency: Exchange rates are updated every 24 hours or when manually refreshed.

Interest Rate Comparison Tool

Compare deposit rates across multiple banks side by side

Select Banks to Compare

Choose up to 5 banks for comparison

AU Small Finance Bank
Small Finance
Max: 7.25%
Sr. Citizen
Axis Bank
New Generation Private
Max: 6.60%
Sr. Citizen
Bandhan Bank
New Generation Private
Max: 7.75%
Sr. Citizen
Bank of Baroda
Public Sector
Max: 6.60%
Sr. Citizen
Bank of India
Public Sector
Max: 6.70%
Sr. Citizen
Bank of Maharashtra
Public Sector
Max: 7.15%
Sr. Citizen
Canara Bank
Public Sector
Max: 6.60%
Sr. Citizen
Capital Small Finance Bank
Small Finance
Max: 7.30%
Sr. Citizen
Central Bank of India
Public Sector
Max: 7.00%
Sr. Citizen
City Union Bank
Old Generation Private
Max: 6.75%
Sr. Citizen
CSB Bank
Old Generation Private
Max: 7.40%
Sr. Citizen
DCB Bank
New Generation Private
Max: 7.40%
Sr. Citizen
Equitas Small Finance Bank
Small Finance
Max: 7.80%
Sr. Citizen
ESAF Small Finance Bank
Small Finance
Max: 7.60%
Sr. Citizen
Federal Bank
Old Generation Private
Max: 6.85%
Sr. Citizen
HDFC Bank
New Generation Private
Max: 6.60%
Sr. Citizen
ICICI Bank
New Generation Private
Max: 6.60%
Sr. Citizen
IDFC First Bank
New Generation Private
Max: 6.75%
Sr. Citizen
Indian Bank
Public Sector
Max: 6.90%
Sr. Citizen
Indian Overseas Bank
Public Sector
Max: 7.10%
Sr. Citizen
IndusInd Bank
New Generation Private
Max: 7.00%
Sr. Citizen
Jana Small Finance Bank
Small Finance
Max: 8.20%
Sr. Citizen
Karnataka Bank
Old Generation Private
Max: 6.75%
Sr. Citizen
Karur Vysya Bank
Old Generation Private
Max: 6.85%
Sr. Citizen
Kotak Mahindra Bank
New Generation Private
Max: 6.60%
Sr. Citizen
Nainital Bank
Old Generation Private
Max: 7.05%
Sr. Citizen
North East Small Finance Bank
Small Finance
Max: 9.00%
Sr. Citizen
Punjab & Sind Bank
Public Sector
Max: 7.10%
Sr. Citizen
Punjab National Bank
Public Sector
Max: 6.70%
Sr. Citizen
RBL Bank
Old Generation Private
Max: 7.30%
Sr. Citizen
South Indian Bank
Old Generation Private
Max: 6.70%
Sr. Citizen
State Bank of India
Public Sector
Max: 6.85%
Sr. Citizen
Suryoday Small Finance Bank
Small Finance
Max: 8.40%
Sr. Citizen
Tamilnad Mercantile Bank
Old Generation Private
Max: 7.05%
Sr. Citizen
UCO Bank
Public Sector
Max: 6.60%
Sr. Citizen
Ujjivan Small Finance Bank
Small Finance
Max: 7.85%
Sr. Citizen
Union Bank of India
Public Sector
Max: 6.85%
Sr. Citizen
Yes Bank
New Generation Private
Max: 7.10%
Sr. Citizen
Rate Comparison Results

No Banks Selected

Select banks from the left panel to start comparing rates

How to Use the Comparison Tool

Selection Tips:

  • • Select up to 5 banks for optimal comparison
  • • Use filters to narrow down by category
  • • Sort by highest rate to find top performers
  • • Mix different bank categories for diversity

Understanding Results:

  • • ⭐ Star indicates the best rate for that category
  • • Toggle senior citizen rates for age 60+ benefits
  • • Each cell shows the best rate available in that tenure range
  • • Hover over tenure text to see full details

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Small Finance
Top Performer
Highest Rate
9.00%
Average Rate6.35%
Banks
8
New Generation Private
Highest Rate
7.75%
Average Rate5.58%
Banks
9
Old Generation Private
Highest Rate
7.40%
Average Rate5.69%
Banks
9
Public Sector
12
Banks
Max: 7.15%
New Generation Private
9
Banks
Max: 7.75%
Old Generation Private
9
Banks
Max: 7.40%
Small Finance
8
Banks
Max: 9.00%

Interest Rates by Category

Public Sector
12 Banks
Highest: 7.15%
New Generation Private
9 Banks
Highest: 7.75%
Old Generation Private
9 Banks
Highest: 7.40%
Small Finance
8 Banks
Highest: 9.00%
Important Information

Disclaimer: Interest rates are subject to change without prior notice and may vary based on deposit amount, customer category, and specific terms and conditions of each bank.

Senior Citizen Benefits: Most banks offer additional interest rates for senior citizens (60+ years) and super senior citizens (80+ years) as indicated in the special rates section.

Data Source: All rates are fetched directly from official bank websites and are updated in real-time. Please verify current rates with the respective banks before making investment decisions.

Bank Interest Rate Keywords

Bank Interest Rates India
Fixed Deposit Rates
FD Interest Rates
Term Deposit Rates
Bank FD Rates 2024
Current Interest Rates
Best FD Rates
Highest Interest Rates
Bank Deposit Rates
Fixed Deposit Interest
SBI FD Rates
HDFC Fixed Deposit
ICICI Bank Interest
Axis Bank FD
Kotak FD Rates
PNB Interest Rates
Canara Bank FD
BOB Deposit Rates
1 Year FD Rates
2 Year Fixed Deposit
3 Year FD Interest
5 Year Deposit Rates
Short Term FD
Long Term Fixed Deposit
Senior Citizen FD Rates
Tax Saving Fixed Deposit
Monthly Income FD
Cumulative FD Rates

India Bank Interest Rates - Compare fixed deposit interest rates from major Indian banks including SBI, HDFC Bank, ICICI Bank, Axis Bank, Kotak Mahindra Bank, PNB, and Canara Bank. Find the best FD rates for 1 year, 2 year, 3 year, and 5 year tenures with special rates for senior citizens.

Get real-time bank interest rates, fixed deposit rates, and term deposit rates updated directly from official bank websites. Make informed investment decisions with our comprehensive FD rate comparison tool.